How to File a Car Accident Claim With Liberty Mutual

Wondering how to file an auto insurance claim with Liberty Mutual? Read on to learn the deadlines for filing how to deal with Liberty mutual adjusters

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How to File a Car Accident Claim With Liberty Mutual

Whether this is your first car accident or not, knowing how to file a Liberty Mutual Insurance claim can be beneficial. Dealing with insurance claims while defending your rights can be challenging when up against the aggressive legal teams of Liberty Mutual – one of the largest insurance providers in the United States. Learn how to file a claim and maximize your financial recovery if you have a car accident case involving Liberty Mutual.

Go to the Hospital

Hospital treatment is critical for you as a car accident victim for a variety of reasons. To begin, it will result in prompt injury diagnosis and the necessary treatments to optimize healing and recovery following a car accident. Delaying treatment may exacerbate your injuries. Second, it may demonstrate to an insurance company that your injuries were severe enough to necessitate prompt medical attention. Third, it demonstrates to the insurer that you contributed to your own recovery. An insurer will look to see if you were negligent in any way that contributed to the bodily injury for which you are claiming compensation, such as by failing to seek immediate medical attention or by refusing to follow a doctor’s treatment plan. Obtaining prompt medical attention following a car accident may protect you both physically and financially.
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Gather Information About Your Accident

California is a fault state, which means that its insurance laws hold the at-fault party responsible for damages in the event of a car accident. The majority of drivers cover this liability through their auto insurance policies. If the at-fault driver is covered by Liberty Mutual Insurance, you must contact the company immediately to file a claim. Gather facts about your case prior to making the call.
  • The other driver’s name
  • The policy number of the driver’s insurance policy
  • A comprehensive listing of all vehicles involved
  • Numbers assigned to license plates
  • Whether the collision resulted in any injuries
  • Certain details about the accident
The insurance agent who handles your claim may ask you these and other questions. Provide only responses to the questions posed. Provide no extraneous information or lengthy narrative responses to the insurance claims adjuster. Never admit fault during a conversation with a Liberty Mutual insurance agent. This could be used by the agent to deny your claim.

Submit Your Claim

Once you’ve gathered the necessary information, contact your own insurance company to report the accident. Call as soon as possible following the car accident. Even if you were not at fault for the accident, your insurer will want to know about it. Then, either directly contact the at-fault driver’s insurance company or wait for the at-fault driver’s insurance adjuster to contact you. This process could take a day or two. To speak directly with Liberty Mutual Insurance, dial 1-844-525-2467. Additionally, you can submit a claim online. Provide the agent with the driver’s name to gain access to the driver’s policy information. Deal with the claims process as quickly as possible to ensure that you meet any deadlines imposed by the company.

Protect Your Rights as a Claimant

Once a Liberty Mutual insurance adjuster contacts you, exercise caution in what you say. Liberty Mutual’s agent will prioritize saving the insurance company money over maximizing your financial recovery following a car accident. The agent may be waiting for you to make a mistake or say the wrong thing in order to jeopardize your ability to obtain compensation. You may require the assistance of an auto accident lawyer in Los Angeles to communicate with Liberty Mutual on your behalf.
Take precautions by documenting everything. Maintain a record of all conversations with the insurance agent by recording them or writing them down immediately after you hang up. Avoid entering into any agreements without consulting an attorney first. Make no agreement to provide a recorded statement to the adjuster and do not sign anything unless required by law enforcement. Before agreeing to the first settlement offer, consult an attorney to determine whether it is in your best interests. A car accident lawyer can assist you throughout the claim process.

Fair Cases Law Group, Personal Injury Lawyers
5411 S. Broadway Ave, Suite 200,
Los Angeles CA 90037

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Phone: (833) 324-7111

Email: [email protected]