Fair Cases Law Group Blog

How Long Can it Take to Settle a Car Accident Claim?


This is one of the most common questions accident victims ask their attorneys. The answer depends on several factors that are specific to your claim, especially the type and severity of your injury, whether the insurance company cooperates and if the case goes to trial.

You can discuss this issue with the experienced Los Angeles car accident lawyers at Fair Cases Law Group in a free consultation. We are here to answer your legal questions.  


There are three primary factors that affect the duration of a claim:


One of the most important factors affecting the length of your car accident claim is the type of injury you suffered. Generally, the more serious the injury, the longer it will take to resolve your claim. This is because it will take longer for you to complete treatment.

Lawyers generally wait for victims to reach maximum medical improvement to estimate the full value of damages. At this point, your condition has stabilized and doctors can determine if you may need future medical care. Your lawyer may also have a better idea of the full cost of your medical expenses.

A large part of your settlement may be your medical expenses, both what you have already paid and what you may need to pay in the future.  Take important steps after a car accident


The insurance company has a right to fully investigate an accident and communicate with the parties involved. However, there are deadlines for settling claims.

In California, the insurance company has up to 40 days to settle a claim. In some situations, this time limit may be extended if the insurance company needs to conduct an additional investigation. However, you must receive a written explanation if your claim is not resolved within 40 days.

Some insurance companies may take the entire 40 days while others may resolve the claim much faster. Some have company policies that require them to resolve a claim faster than 40 days.

Smaller insurance companies may take longer to process a claim because there are fewer adjusters to handle it. Some companies require several internal reviews and approval by several different parties before the claim can be resolved.

If your claim is denied, it will take much longer to resolve.

If you have been in an accident contact Fair Cases Law Group for a free consultation. A free consultation means you can get a better idea of what your claim might be worth without any cost to you.

To learn more about how we can help as your attorney, please call us at (833) 324-7111 and request a free consultation.


If your claim is denied or the insurance company fails to make a reasonable offer of compensation, your case may proceed to trial. Your lawyer may try to negotiate a settlement shortly after filing the lawsuit. However, if a settlement is not reached, you may need to go to trial to have a chance of obtaining fair compensation.

One of the most important parts of the pre-trial process is discovery, when lawyers request information about a claim. The insurance company may not offer another settlement until after this process is completed, which often takes several months. There may also be several settlement and pre-trial conferences scheduled before the trial date.

Don’t Make the Mistake That Could Cost You Thousands

Make sure you understand what is at stake before accepting the insurance company’s offer or sign away your rights in a settlement. The insurance company is a business, and they may not have your best interests at heart. With that said, you may end up making all kinds of mistakes on your own, for example:
  • Accidently admit fault for the accident
  • Assume your injuries are too minor to justify a claim
  • Forget you deserve compensation for lost pay and lost earning power
  • Neglect to include your future medical costs in your demand for compensation
  • Accept an inadequate settlement offer because you don’t realize what you deserve or you are too tired of fighting on your own

When you hire Fair Cases Law Group as your attorney, you can rest assured we can help you maximize your compensation.

Why Choose Our Law Firm?

  • Experienced Lawyers
  • Proved Track Record
  • Affordable Prices
  • No Win No Fee, Guarantee
  • Speak with a lawyer
  • Free Consultations – Call 24/7

We will also help you see the right doctors, repair or replace your vehicle, gather documentation for your injuries and losses, and arrive at a full and fair figure for compensation.


If you have questions about your car accident claim, contact Fair Cases Law Group Los Angeles personal injury lawyers for a free consultation. We are here to answer your questions and if you hire us to represent you, there are no upfront fees.

Contact us today to schedule a free consultation and learn more about how we may be able to assist you. Call (833) 324-7111. 

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